Naples Bankruptcy Lawyers
Helping Individuals and Families Find Debt Relief
Although it can be an intimidating word, bankruptcy is a powerful tool. If you are struggling with debt, creditor harassment, and other monetary stress, it may be time to consult a personal bankruptcy lawyer.
At the Law Offices of Cavanaugh & Cavanaugh, P.A., we are committed to helping our clients relieve personal debt. If your financial situation is concerning you, you should know that you are not alone. There are different options that we can pursue, including representation for individual bankruptcy cases in Chapter 7 and Chapter 13.
Chapter 7 Bankruptcy
Also known as liquidation, Chapter 7 bankruptcy offers the possibility to eliminate personal debt. Although the criteria are stringent to qualify for this option, an attentive bankruptcy lawyer can help surrender only the assets necessary, in many cases allowing clients to keep much of their personal property, such as homes or cars.
Chapter 7 may be right for you if you need:
- To pay off debt with little to no disposable income
- To clear debt faster than with Chapter 13
- Relief from debt collectors
- To reduce monthly debt repayment
Chapter 13 Bankruptcy
Although it may take longer to work through a Chapter 13 bankruptcy case, it is often the best form of debt relief for many clients.
Chapter 13 could be the right option for you if:
- You don’t want to let go of your property
- You did not pass the means test for Chapter 7
- You have some disposable income
The team at the Law Offices of Cavanaugh & Cavanaugh, P.A. is ready to help you work through your bankruptcy claim. Let our experience and knowledge help you when you need it most.
Call our compassionate Naples bankruptcy lawyers today to schedule a consultation at (239) 309-2006.