Personal Injury

Personal Injury

Personal injury claims are complicated because there is not always a clear indication of which party is responsible for an injury. In addition, for some victims, their injuries are not immediately known. Both these situations can make a personal injury lawsuit difficult to pursue.

Roadway Accidents in Florida

Every year, there are thousands of accidents on Florida roadways. Because Florida is a no-fault insurance state, most victims must file a claim with their own insurance company. This means if you are involved in a car or motorcycle accident, even if the other person is at fault, you will typically need to contact your own insurance company first.

There are some things you should be aware of before you contact your insurer. Law Offices of Cavanaugh & Cavanaugh, P.A. will advise whether you should discuss the accident with an adjuster or answer any questions about the accident.  This is important because if your injuries are considered serious, you may have the ability to file a personal injury suit. You should contact a Florida personal injury attorney immediately after an accident and discuss your injuries, the circumstances of the accident, and other pertinent information. This could be important if you decide to file a lawsuit.

Florida Waterway Accidents

For those who have suffered an injury because a personal boat owner acted negligently it is possible to recover medical costs, lost wages, and other damages. Reckless operation, speeding, and boating while intoxicated are a few of the types of negligent behavior which could result in an injury. If you or a loved one has suffered an injury on a personal watercraft, contact the Law Offices of Cavanaugh & Cavanaugh, P.A. immediately and tell us about your injury and how it occurred. We can help you decide how to proceed.

Understanding Defective Product Claims

When a product is used as intended and such use results in burns, or other physical harm, it may be a result of a manufacturing defect. Car tires that suddenly burst, brakes that let go, or airbags which suddenly explode can all cause injury. However, smaller items such as toasters, blenders, and irons can also have defects that can cause an injury to you or a loved one. If you suffer an injury which is a direct result of using a product, contact an attorney who has experience handling defective product claims to determine if you have the basis for a lawsuit.

Premise Liability Statutes in Florida

Florida, like every other state, has specific statues which state a business owner must maintain their premises in a safe condition for the public. Unfortunately, too many people are injured due to a slip and fall accident. These accidents may be caused by defects in carpeting which have been neglected, water which has accumulated on a floor and not cleaned up, or by loose floor tiles. Those who suffer an injury because of the failure of a property owner to identify or remedy a hazard may be held financially liable.

In addition to maintaining the premises, a Florida property/business owner is also responsible for ensuring adequate security, oversight, and that stairwells, parking lots, and other areas of their business are well-lit. Unfortunately, in some instances, this does not happen, and patrons are assaulted. This is not the only type of assault for which you may be entitled to compensation, anytime you are assaulted, the person responsible may be held accountable for your financial losses, and potentially for punitive damages. In these cases, speaking with an attorney familiar with personal injury cases is a good idea so you understand your rights.

When Insurers Act in Bad Faith

You file a claim with your insurance company anticipating they will pay the claim in a timely manner. Unfortunately, this is not always the case. You held up your end of the contract by paying your premiums in a timely manner but now, the insurance company is failing to hold up their end of the contract. This is when it may be necessary to ask an attorney to step in and assist. In many cases, once you contact an attorney, the insurance company will pay up. In other cases, it may be necessary to take the matter to court. This is when you need an aggressive attorney on your side.

If you live in Naples, Marco Island, Fort Myers, Bonita Springs, Cape Coral, Lehigh Acres, or Punta Gorda and you need help with any of these issues, you should contact the Law Offices of Cavanaugh & Cavanaugh, P.A. to fight on your behalf.